Financing

 Oceans Lending is a full-service mortgage company. We specialize in every form of Real Estate financing. From your new home or vacation home to investments properties to commercial financing. Whether you are buying a home, refinancing, taking advantage of your homes existing equity or investing in real estate, Oceans Lending can help you realize your dream. 

• Conventional
• FHA
• VA
• USDA
• Alternative 

 A Construction-to-permanent loan is when you borrow to pay for the initial construction. When it’s time for you to move in, the lender converts the loan balance into a permanent mortgage. It’s two loans in one. Your new home must be an owner-occupied primary residence or a second home. The property type must be a one-unit, single-family detached home, and you are required to choose a licensed general contractor to build your home. 

We have over a 100 years in combined experience in mortgage lending.  Oceans Lending has been in business for over 20 years with 5 Star rating reviews.